Anytime is a good time to update pension information or change beneficiaries.

Do I Have to Be 65 to Get a Pension?

No, you can receive an Early Retirement Pension as early as age 55 if you have at least 15 pension credits.

Forms

Letter to Participants (PDF, 91K)
Amendments and Resolutions adopted and signed in March 2022 (PDF, 285K)
Changes in benefit accrual rate and the early retirement reduction factor effective 1st January 2020 (PDF, 78K)
Application Form (PDF, 91K)
Beneficiary Form (PDF, 16K)
Voluntary Employee Contribution Election Form (PDF, 406K)
Banking Form (PDF, 39K)
Certificate of Continuing Eligibility (PDF, 83K)(The Certificate of Continuing Eligibility must be notarized by a Sanctioned Authority.)

The information on this Web site presents selected highlights of the Bahamas Hotel Industry Management Pension Fund. The actual Plan provisions for the Fund are in the legal Plan documents. In the event of a conflict between the wording on this site and the legal documents, the legal documents will govern. The Trustees of the Plan reserve the right to amend, modify, or discontinue all or part of the Plan at any time. © 2011 Bahamas Hotel Industry Management Pension Fund. All rights reserved.