What Happens If I Stop Working in Covered Employment Before I Retire?

As long as you have earned at least 10 pension credits, you are entitled to receive a deferred pension at age 65 no matter when you stop working in covered employment. If you stop working before you’ve earned 10 pension credits, you may qualify for a withdrawal/termination benefit. If you make voluntary employee contributions to the Pension Fund and leave covered employment before you’ve earned 10 pension credits, you will receive a refund of your employee contributions, plus any interest earned on those contributions, paid as a lump sum.

Trustees

Chairman

Robert D L Sands	SVP of Government & Community Relations Baha Mar Limited
Peter F Maguire	Chairman Audit Committee

Secretary to the Board

Michael C. Reckley

Executive Vice President
Bahamas Hotel Employers’ Association

Trustees

Vaughn D. Roberts	TBD
Robert D.L. Sands	Sr. Vice President Government and External Affairs Baha Mar Resorts Limited
Barbara V. Hanna-Cox
Ernest G. Cambridge
Angela B. Culmer-Hinsey	Vice President—Finance Atlantis Paradise Island
Earle R. Bethell	General Manager Hope Town Harbour Lodge
Peter F. Maguire	Chief Financial Officer Lyford Cay Club
Francis Ted Adderley	Director of Sales Atlantis Paradise Island
Carlton D. Russell	Vice President Rooms Operations Atlantis Paradise Island
Karen B Carey	Senior Vice President of Human Resources Atlantis Paradise Island

Pension Administrator

Lashan L. Smith

Bahamas Hotel Industry Management Pension Fund

Pension Assistant

Tanya L McDonald

Bahamas Hotel Industry Management Pension Fund

The information on this Web site presents selected highlights of the Bahamas Hotel Industry Management Pension Fund. The actual Plan provisions for the Fund are in the legal Plan documents. In the event of a conflict between the wording on this site and the legal documents, the legal documents will govern. The Trustees of the Plan reserve the right to amend, modify, or discontinue all or part of the Plan at any time. © 2011 Bahamas Hotel Industry Management Pension Fund. All rights reserved.