Anytime is a good time to update pension information or change beneficiaries.

What Happens If I Keep Working After I’ve Reached Age 65?

You may apply for and receive a pension at age 65 even if you are still working in covered employment at the time. Your employer will no longer make contributions to the Fund on your behalf, and you will stop earning additional pension credits. You may also choose to defer payments and receive an increased pension once you retire. In this case, your employer will continue to contribute to the Fund and you will continue to earn additional pension credits.

Forms

Application Form (PDF, 91K)
Beneficiary Form (PDF, 16K)
Voluntary Employee Contribution Election Form (PDF, 15K)
Banking Form (PDF, 39K)
Certificate of Continuing Eligibility (PDF, 83K)(The Certificate of Continuing Eligibility must be notarized by a Sanctioned Authority. Verification must be completed by the end of January 2015.)

The information on this Web site presents selected highlights of the Bahamas Hotel Industry Management Pension Fund. The actual Plan provisions for the Fund are in the legal Plan documents. In the event of a conflict between the wording on this site and the legal documents, the legal documents will govern. The Trustees of the Plan reserve the right to amend, modify, or discontinue all or part of the Plan at any time. © 2011 Bahamas Hotel Industry Management Pension Fund. All rights reserved.